Filing Flows › Sierra Bancorp (BSRR) › Q3 2026 › vs Q2 2026
Sierra Bancorp (BSRR) Q3 2026 vs Q2 2026 (quarter over quarter)
Sierra Bancorp's revenue rose $1.1M (+3%) from $39.0M in Q2 2026 to $40.1M in Q3 2026. The biggest changes: Net interest income +$2.0M (+6%); Noninterest income −$854K (-10%). Operating margin 49.4% against 34.1% (+15.3 pts).
Sierra Bancorp, Q3 2026: revenue $40.1M (+0.1% year over year), operating margin 49.4%, net earnings $15.3M, operating cash flow $21.4M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 49.4% | 34.1% | +15.3 pts |
| Net margin | 38.1% | 25.4% | +12.7 pts |
| Free cash flow margin | 51.7% | 13.9% | +37.8 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Net interest income | $32.4M | $30.4M | $2.0M | +6% |
| Noninterest income | $7.7M | $8.6M | −$854K | -10% |
| Revenue | $40.1M | $39.0M | $1.1M | +3% |
| Operating profit | $19.8M | $13.3M | $6.5M | +49% |
| Costs & expenses | $20.3M | $25.7M | −$5.4M | -21% |
| Pre-tax earnings | $19.8M | $13.3M | $6.5M | +49% |
| Net earnings | $15.3M | $9.9M | $5.4M | +54% |
| Income tax | $4.5M | $3.4M | $1.1M | +34% |
| Share-based compensation | $525K | $491K | $34K | +7% |
| Working capital & other | $5.6M | −$4.9M | $10.6M | — |
| Operating cash flow | $21.4M | $5.5M | $15.9M | +291% |
| Free cash flow (OCF − capex) | $20.7M | $5.4M | $15.3M | +281% |
| Capital expenditures | $701K | $46K | $655K | 15× |
Questions
How much did Sierra Bancorp's revenue grow quarter over quarter in Q3 2026?
Sierra Bancorp's revenue rose $1.1M (+3%) from $39.0M in Q2 2026 to $40.1M in Q3 2026.
What drove Sierra Bancorp's revenue change in Q3 2026?
Net interest income +$2.0M (+6%); Noninterest income −$854K (-10%).