Filing Flows › Sierra Bancorp (BSRR) › Q3 2026
Sierra Bancorp (BSRR) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 30, 2026
Sierra Bancorp (BSRR) reported revenue of $40.1M for the third quarter 2026 (Q3 2026), +0.1% from a year earlier and +3% from the quarter before. Operating margin was 49.4%, net earnings $15.3M (38.1% of revenue).
Sierra Bancorp, Q3 2026: revenue $40.1M (+0.1% year over year), operating margin 49.4%, net earnings $15.3M, operating cash flow $21.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $40.1M | +3% | +0.1% |
| Operating profit | $19.8M | +49% | +56% |
| Net earnings | $15.3M | +54% | +58% |
| Operating cash flow | $21.4M | +291% | +43% |
| Free cash flow | $20.7M | +281% | +41% |
What changed
Revenue was $40.1M in Q3 2026, roughly flat year over year and up 3% from the previous quarter. Net interest income was the largest line at 81% of revenue. Net interest income added $397K year over year (up 1%), 722% of the total change. Noninterest income declined 4%.
Operating profit was $19.8M, a 49.4% margin (up 17.6 points year over year). Of the extra revenue versus a year earlier, 12871% reached operating profit, above the 32% margin then. Total costs fell 26% while revenue was flat. Net earnings were $15.3M, up 58% year over year. The effective tax rate was 22.7%.
Operating cash flow was $21.4M (up 43% year over year), 140% of net earnings. Non-cash charges added back $525K of share-based compensation. Working capital and other items added $5.6M. Capital expenditures of $701K left free cash flow of $20.7M.
Questions
What was Sierra Bancorp's revenue in the third quarter 2026?
Sierra Bancorp (BSRR) reported revenue of $40.1M for the third quarter 2026 (Q3 2026), +0.1% from a year earlier and +3% from the quarter before.
Was Sierra Bancorp profitable in the third quarter 2026?
Operating profit was $19.8M (49.4% of revenue) and net earnings $15.3M.
Source: Sierra Bancorp 10-Q on SEC EDGAR.