Filing Flows › First Busey (BUSE) › Q3 2026 › vs Q3 2025
First Busey (BUSE) Q3 2026 vs Q3 2025 (year over year)
First Busey's revenue fell $2.8M (-1%) from $196M in Q3 2025 to $194M in Q3 2026. Operating margin 37.5% against 39.4% (-1.9 pts).
First Busey, Q3 2026: revenue $194M (-1% year over year), operating margin 37.5%, net earnings $55.8M, operating cash flow $71.2M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 37.5% | 39.4% | -1.9 pts |
| Net margin | 28.9% | 29.1% | -0.2 pts |
| Free cash flow margin | 35.8% | 27.7% | +8.1 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $194M | $196M | −$2.8M | -1% |
| Operating profit | $72.5M | $77.3M | −$4.8M | -6% |
| Costs & expenses | $121M | $119M | $2.0M | +2% |
| Pre-tax earnings | $72.5M | $77.3M | −$4.8M | -6% |
| Net earnings | $55.8M | $57.1M | −$1.3M | -2% |
| Income tax | $16.7M | $20.2M | −$3.5M | -18% |
| Depreciation & amortization | $3.6M | $3.4M | $136K | +4% |
| Share-based compensation | $4.0M | $4.3M | −$303K | -7% |
| Working capital & other | $7.8M | −$2.3M | $10.1M | — |
| Operating cash flow | $71.2M | $62.5M | $8.7M | +14% |
| Free cash flow (OCF − capex) | $69.3M | $54.5M | $14.9M | +27% |
| Capital expenditures | $1.9M | $8.0M | −$6.1M | -77% |
Questions
How much did First Busey's revenue grow year over year in Q3 2026?
First Busey's revenue fell $2.8M (-1%) from $196M in Q3 2025 to $194M in Q3 2026. Operating margin 37.5% against 39.4% (-1.9 pts).