Filing Flows › Camden National (CAC) › Q3 2026 › vs Q3 2025
Camden National (CAC) Q3 2026 vs Q3 2025 (year over year)
Camden National's revenue rose $3.3M (+5%) from $65.4M in Q3 2025 to $68.7M in Q3 2026. Operating margin 42.6% against 40.5% (+2.1 pts).
Camden National, Q3 2026: revenue $68.7M (+5% year over year), operating margin 42.6%, net earnings $22.8M, operating cash flow $34.5M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 42.6% | 40.5% | +2.1 pts |
| Net margin | 33.2% | 32.4% | +0.8 pts |
| Free cash flow margin | 48.5% | 54.1% | -5.6 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $68.7M | $65.4M | $3.3M | +5% |
| Operating profit | $29.3M | $26.5M | $2.8M | +10% |
| Costs & expenses | $39.4M | $38.9M | $486K | +1% |
| Pre-tax earnings | $29.3M | $26.5M | $2.8M | +10% |
| Credit loss provision | $1.9M | $3.0M | −$1.1M | -36% |
| Noninterest expense | $37.5M | $35.9M | $1.6M | +4% |
| Net earnings | $22.8M | $21.2M | $1.6M | +8% |
| Income tax | $6.5M | $5.3M | $1.2M | +22% |
| Share-based compensation | $781K | $790K | −$9K | -1% |
| Working capital & other | $10.9M | $14.1M | −$3.2M | -23% |
| Operating cash flow | $34.5M | $36.1M | −$1.6M | -4% |
| Free cash flow (OCF − capex) | $33.3M | $35.4M | −$2.1M | -6% |
| Capital expenditures | $1.2M | $689K | $530K | +77% |
Questions
How much did Camden National's revenue grow year over year in Q3 2026?
Camden National's revenue rose $3.3M (+5%) from $65.4M in Q3 2025 to $68.7M in Q3 2026. Operating margin 42.6% against 40.5% (+2.1 pts).