Filing Flows › Camden National (CAC) › Q3 2026
Camden National (CAC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Camden National (CAC) reported revenue of $68.7M for the third quarter 2026 (Q3 2026), +5% from a year earlier and +2% from the quarter before. Operating margin was 42.6%, net earnings $22.8M (33.2% of revenue).
Camden National, Q3 2026: revenue $68.7M (+5% year over year), operating margin 42.6%, net earnings $22.8M, operating cash flow $34.5M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $68.7M | +2% | +5% |
| Operating profit | $29.3M | -0.2% | +10% |
| Net earnings | $22.8M | -0.9% | +8% |
| Operating cash flow | $34.5M | +11% | -4% |
| Free cash flow | $33.3M | +11% | -6% |
What changed
Revenue was $68.7M in Q3 2026, up 5% year over year and up 2% from the previous quarter.
Operating profit was $29.3M, a 42.6% margin (up 2.1 points year over year). Of the extra revenue versus Q3 2025, 85% reached operating profit, above the 41% margin then. Total costs grew 1% against revenue growth of 5%. Net earnings were $22.8M, up 8% year over year. The effective tax rate was 22.1%.
Operating cash flow was $34.5M (down 4% year over year), 151% of net earnings. Non-cash charges added back $781K of share-based compensation. Working capital and other items added $10.9M. Capital expenditures of $1.2M left free cash flow of $33.3M.
Questions
What was Camden National's revenue in the third quarter 2026?
Camden National (CAC) reported revenue of $68.7M for the third quarter 2026 (Q3 2026), +5% from a year earlier and +2% from the quarter before.
Was Camden National profitable in the third quarter 2026?
Operating profit was $29.3M (42.6% of revenue) and net earnings $22.8M.
Source: Camden National 10-Q on SEC EDGAR.