Filing Flows › Credit Acceptance (CACC) › Operating margin
Credit Acceptance (CACC) operating margin by quarter
Credit Acceptance's operating margin was 28.7% in Q2 2026 (second quarter 2026), -1.5 pts from Q1 2026. Over the last 6 quarters it ranged from 20.2% (Q2 2025) to 30.2% (Q1 2026).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q2 2026 | 28.7% | -1.5 pts | +8.5 pts |
| Q1 2026 | 30.2% | +3.1 pts | +5.4 pts |
| Q4 2025 | 27.1% | +1.5 pts | — |
| Q3 2025 | 25.6% | +5.4 pts | — |
| Q2 2025 | 20.2% | -4.6 pts | — |
| Q1 2025 | 24.8% | — | — |
Q2 2026 at a glance
Credit Acceptance, Q2 2026: revenue $587M (+0.6% year over year), operating margin 28.7%, net earnings $136M, operating cash flow $310M. The chart follows the revenue to costs, profit and cash.
Questions
What is Credit Acceptance's operating margin?
Credit Acceptance's operating margin was 28.7% in Q2 2026 (second quarter 2026), -1.5 pts from Q1 2026.
How has Credit Acceptance's operating margin changed?
Over the last 6 quarters it ranged from 20.2% (Q2 2025) to 30.2% (Q1 2026).