Filing Flows › Chubb (CB) › Q3 2025
Chubb (CB) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 27, 2025
Chubb (CB) reported revenue of $16.1B for the third quarter 2025 (Q3 2025), +9% from a year earlier and +9% from the quarter before. Operating margin was 24.1%, net earnings $2.8B (17.3% of revenue).
Chubb, Q3 2025: revenue $16.1B (+9% year over year), operating margin 24.1%, net earnings $2.8B, operating cash flow $3.6B. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $16.1B | +9% | +9% |
| Operating profit | $3.9B | +5% | +30% |
| Net earnings | $2.8B | -6% | +21% |
| Operating cash flow | $3.6B | +2% | -16% |
What changed
Revenue was $16.1B in Q3 2025, up 9% year over year and up 9% from the previous quarter.
Operating profit was $3.9B, a 24.1% margin (up 4.0 points year over year). Of the extra revenue versus a year earlier, 69% reached operating profit, above the 20% margin then. Total costs grew 3% against revenue growth of 9%. Net earnings were $2.8B, up 21% year over year. The effective tax rate was 20.2%.
Operating cash flow was $3.6B (down 16% year over year), 117% of net income including minority interests. Working capital and other items added $0.53B.
Questions
What was Chubb's revenue in the third quarter 2025?
Chubb (CB) reported revenue of $16.1B for the third quarter 2025 (Q3 2025), +9% from a year earlier and +9% from the quarter before.
Was Chubb profitable in the third quarter 2025?
Operating profit was $3.9B (24.1% of revenue) and net earnings $2.8B.
Source: Chubb 10-Q on SEC EDGAR.