Filing Flows › Chubb (CB) › Q4 2025
Chubb (CB) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 27, 2026
Chubb (CB) reported revenue of $15.1B for the fourth quarter 2025 (Q4 2025), +6% from a year earlier and -7% from the quarter before. Operating margin was 25.0%, net earnings $3.2B (21.3% of revenue).
Chubb, Q4 2025: revenue $15.1B (+6% year over year), operating margin 25.0%, net earnings $3.2B, operating cash flow $4.1B. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $15.1B | -7% | +6% |
| Operating profit | $3.8B | -3% | +21% |
| Net earnings | $3.2B | +15% | +25% |
| Operating cash flow | $4.1B | +12% | -11% |
What changed
Revenue was $15.1B in Q4 2025, up 6% year over year and down 7% from the previous quarter.
Operating profit was $3.8B, a 25.0% margin (up 3.0 points year over year). Of the extra revenue versus a year earlier, 73% reached operating profit, above the 22% margin then. Total costs grew 2% against revenue growth of 6%. Net earnings were $3.2B, up 25% year over year ($3.2B including minority interests, which bore $0.04B of losses). The effective tax rate was 15.8%.
Operating cash flow was $4.1B (down 11% year over year), 128% of net earnings. Working capital and other items added $0.89B.
Questions
What was Chubb's revenue in the fourth quarter 2025?
Chubb (CB) reported revenue of $15.1B for the fourth quarter 2025 (Q4 2025), +6% from a year earlier and -7% from the quarter before.
Was Chubb profitable in the fourth quarter 2025?
Operating profit was $3.8B (25.0% of revenue) and net earnings $3.2B.
Source: Chubb 10-K on SEC EDGAR.