Filing Flows › Community Financial System (CBU) › Free cash flow
Community Financial System (CBU) free cash flow by quarter
Community Financial System's free cash flow was $106M in Q3 2026 (third quarter 2026), +157% from Q2 2026. Over the last 7 quarters it ranged from $36.4M (Q2 2025) to $106M (Q3 2026).
| Quarter | Free cash flow | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | $106M | +157% | +28% |
| Q2 2026 | $41.4M | -31% | +14% |
| Q1 2026 | $60.3M | -2% | +16% |
| Q4 2025 | $61.6M | -26% | — |
| Q3 2025 | $83.4M | +129% | — |
| Q2 2025 | $36.4M | -30% | — |
| Q1 2025 | $52.0M | — | — |
Q3 2026 at a glance
Community Financial System, Q3 2026: revenue $227M (+10% year over year), operating margin 35.5%, net earnings $61.3M, operating cash flow $110M. The chart follows the revenue to costs, profit and cash.
Questions
What is Community Financial System's free cash flow?
Community Financial System's free cash flow was $106M in Q3 2026 (third quarter 2026), +157% from Q2 2026.
How has Community Financial System's free cash flow changed?
Over the last 7 quarters it ranged from $36.4M (Q2 2025) to $106M (Q3 2026).
Q3 2026 results → · How Community Financial System makes money →