Filing Flows › Community Financial System (CBU) › Q2 2026 › vs Q1 2026
Community Financial System (CBU) Q2 2026 vs Q1 2026 (quarter over quarter)
Community Financial System's revenue rose $9.9M (+5%) from $213M in Q1 2026 to $223M in Q2 2026. Operating margin 36.2% against 35.0% (+1.2 pts).
Community Financial System, Q2 2026: revenue $223M (+12% year over year), operating margin 36.2%, net earnings $61.3M, operating cash flow $51.1M. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 36.2% | 35.0% | +1.2 pts |
| Net margin | 27.5% | 26.8% | +0.7 pts |
| Free cash flow margin | 18.5% | 28.3% | -9.7 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $223M | $213M | $9.9M | +5% |
| Operating profit | $80.8M | $74.6M | $6.2M | +8% |
| Costs & expenses | $142M | $139M | $3.7M | +3% |
| Pre-tax earnings | $80.8M | $74.6M | $6.2M | +8% |
| Net earnings | $61.3M | $57.2M | $4.1M | +7% |
| Income tax | $19.5M | $17.4M | $2.1M | +12% |
| Depreciation & amortization | $10.5M | $9.5M | $993K | +10% |
| Share-based compensation | $2.8M | $3.0M | −$213K | -7% |
| Working capital & other | $23.5M | −$1.9M | $25.4M | — |
| Operating cash flow | $51.1M | $71.6M | −$20.5M | -29% |
| Free cash flow (OCF − capex) | $41.4M | $60.3M | −$18.9M | -31% |
| Capital expenditures | $9.7M | $11.3M | −$1.6M | -14% |
Questions
How much did Community Financial System's revenue grow quarter over quarter in Q2 2026?
Community Financial System's revenue rose $9.9M (+5%) from $213M in Q1 2026 to $223M in Q2 2026. Operating margin 36.2% against 35.0% (+1.2 pts).