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Cbiz cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$14.7M in Q3 2026 · $267M over twelve months

Operating cash flow$24.8M
Capital spending−$10.1M
Free cash flow+$14.7M
Cash / net income0.7×
Cash conversion cycle82 days

Analysis

In Q3 2026, Cbiz generated $24.8M of operating cash flow and spent $10.1M on capital projects, leaving free cash flow of $14.7M. That is $7.3M less than in Q3 2025 ($22.1M).

Over the twelve months to Sep 30, 2026, operating cash flow was $291M; the largest uses were other financing ($1.2B), buybacks ($107M), capital spending ($23.7M); besides operations, cash came from net borrowing (+) / repaid (−) ($1.0B), other investing ($10.6M); the cash balance rose by $6.1M.

Operating cash flow was $24.8M against net income of $36.8M — 0.7× profit, less cash than reported earnings, worth checking against working capital. The largest differences: receivables −$72.4M, payables −$33.4M, employee-related liabilities +$27.6M.

Its cash conversion cycle was 82 days (receivables 98 + inventory 0 − payables 15).

Free cash flow

Cbiz: free cash flow by quarterCbiz: free cash flow by quarter$52.3MQ4 2024−$93.4MQ1 2025$105MQ2 2025$22.1MQ3 2025$142MQ4 2025−$25.5MQ1 2026$148MQ2 2026$14.7MQ3 2026
Operating cash flow less capital spending.
Cbiz: operating cash flow against capital spendingCbiz: operating cash flow against capital spendingOperating cash flowCapital spending$55.5M$3.3MQ4 2024−$88.3M$5.2MQ1 2025$113M$7.9MQ2 2025$24.0M$1.9MQ3 2025$144M$1.9MQ4 2025−$25.5M$0Q1 2026$148M$0Q2 2026$24.8M$10.1MQ3 2026
Latest (Q3 2026): Operating cash flow $24.8M, Capital spending $10.1M.

Capital allocation, year by year

Cbiz: where the cash came from (up) and went (down), by fiscal yearCbiz: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksFY2021: Operating cash flow $131MFY2021: Net borrowing $47.3MFY2021: Shares issued $7.3MFY2021: Asset sales $9.7MFY2021: Capital spending −$9.0MFY2021: Acquisitions −$66.7MFY2021: Buybacks −$97.5M$195MFY2021FY2022: Operating cash flow $126MFY2022: Net borrowing −$714MFY2022: Shares issued $10.0MFY2022: Asset sales $3.0MFY2022: Capital spending −$8.6MFY2022: Acquisitions −$79.1MFY2022: Buybacks −$123M$139MFY2022FY2023: Operating cash flow $154MFY2023: Net borrowing $46.7MFY2023: Shares issued $8.8MFY2023: Asset sales $3.1MFY2023: Capital spending −$23.1MFY2023: Acquisitions −$53.1MFY2023: Buybacks −$65.4M$212MFY2023FY2024: Operating cash flow $124MFY2024: Net borrowing $1.1BFY2024: Asset sales $7.1MFY2024: Capital spending −$12.9MFY2024: Acquisitions −$1.1B$1.2BFY2024FY2025: Operating cash flow $192MFY2025: Net borrowing $51.5MFY2025: Asset sales $1.5MFY2025: Capital spending −$17.0MFY2025: Acquisitions −$1.6MFY2025: Buybacks −$160M$246MFY2025
Over these 5 years operating cash flow totalled $727M; the largest uses were acquisitions ($1.3B) and net borrowing ($714M). Cash-flow statements as filed.

Where the cash came from and went

Cbiz: sources (+) and uses (−) of cash, Q3 2026Cbiz: sources (+) and uses (−) of cash, Q3 2026Operating cash flow$24.8MNet borrowing (+) / repaid (−)−$19.5MCash drawn (+) / kept (−)$10.6MCapital spending−$10.1MBuybacks−$7.5MOther investing$2.2MTaxes on employees’ shares−$392KOther financing−$237KAcquisitions$62KAsset & business sales−$5K
Cbiz: sources (+) and uses (−) of cash, TTM to Q3 2026Cbiz: sources (+) and uses (−) of cash, TTM to Q3 2026Other financing−$1.2BNet borrowing (+) / repaid (−)$1.0BOperating cash flow$291MBuybacks−$107MCapital spending−$23.7MAcquisitions−$15.6MOther investing$10.6MCash drawn (+) / kept (−)−$6.1MTaxes on employees’ shares−$3.1MAsset & business sales$444K

From profit to cash

Cbiz: net income to operating cash flow, Q3 2026Cbiz: net income to operating cash flow, Q3 2026Net income$36.8MDepreciation & amortization$23.3MStock-based pay$6.5MDeferred taxes$3.2MReceivables−$72.4MPayables−$33.4MEmployee-related liabilities$27.6MPrepaid and other assets−$440KOther liabilities$9.1MIncome taxes payable$21.9MOperating cash flow$24.8M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.
QuarterReceivable daysInventory daysPayable daysCash conversion cycle
Q3 202698—1582
Q4 2025108—1593
Q3 202593—1776
Q2 202594—1777
Q1 202568—1454
Q4 2024101—1685

Every quarter

QuarterOperating cash flowCapital spendingAcquisitionsBuybacksNet borrowing (+) / repaid (−)Cash drawn (+) / kept (−)Free cash flow
Q3 2026$24.8M−$10.1M$62K−$7.5M−$19.5M$10.6M$14.7M
Q2 2026$148M————−$148M$148M
Q1 2026−$25.5M————$25.5M−$25.5M
Q4 2025$144M−$1.9M−$1.6M−$32.3M$287M−$74.2M$142M
Q3 2025$24.0M−$1.9M—−$56.4M$13.1M$22.6M$22.1M
Q2 2025$113M−$7.9M——$25.3M−$17.2M$105M
Q1 2025−$88.3M−$5.2M——$128M$37.9M−$93.4M
Q4 2024$55.5M−$3.3M−$1.1B—$1.7B−$72.0M$52.3M

Cbiz: income statement and cash flow

Cbiz, Q3 2026: revenue $702M (+1% year over year), operating margin 10.8%. The chart follows the revenue to costs, profit and cash.

Cbiz: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.