Filing Flows › Industrials › Cbiz (CBZ)
Cbiz (CBZ) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Oct 30, 2026 · Cbiz (CBZ) Q3 2026 earnings results →
Q3 2026 Revenue up 1% year over year to $702M · 5¢ of every $1 of revenue kept as net profit · operating margin 10.8%
Cbiz made $702M in Q3 2026 (+1% Y/Y). Operating margin 10.8%, net earnings $36.8M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Oct 30, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $702.2M in Q3 2026, up 1% year over year and up 3% from the previous quarter.
Gross margin was 16.2%, up 3.3 points from Q3 2025. Operating profit was $75.5M, a 10.8% margin (up 2.3 points year over year). Of the extra revenue versus Q3 2025, 198% reached operating profit, above the 8% margin then. Operating expenses grew 23% against revenue growth of 1%. Net earnings were $36.8M, up 22% year over year. The effective tax rate was 30.6%.
Operating cash flow was $24.8M (up 4% year over year), 68% of net earnings. Non-cash charges added back $23.3M of depreciation and amortization and $6.5M of share-based compensation. Working capital and other items used $41.7M. Capital expenditures of $10.1M left free cash flow of $14.7M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Oct 30, 2026 | $702M | +1% | 10.8% | $36.8M | $24.8M |
| Q2 2026 | 10-Q | Aug 4, 2026 | $682M | -0.2% | 5.0% | $18.6M | $148M |
| Q4 2025 | 10-K | Feb 26, 2026 | $543M | +18% | -15.7% | −$79.4M | $144M |
| Q3 2025 | 10-Q | Oct 30, 2025 | $694M | +58% | 8.5% | $30.1M | $24.0M |
| Q2 2025 | 10-Q | Jul 31, 2025 | $683M | +63% | 8.8% | $41.9M | $113M |
| Q1 2025 | 10-Q | Apr 25, 2025 | $838M | +70% | 23.9% | $123M | −$88.3M |
| Q4 2024 | 10-K | Feb 28, 2025 | $460M | +40% | -23.2% | −$90.7M | $55.5M |
Charts
Interactive views
The same charts as the app — open one to draw it.
💵Where each $1 goesinteractive
Loading the interactive chart…
🌏Named in Asian annual reportsinteractive
Loading the interactive chart…
🔄Rotation against the market and its industry (RRG)interactive
Loading the interactive chart…
🔍Earnings qualityinteractive
Loading the interactive chart…
⚖️Fair value by methodinteractive
Loading the interactive chart…
🔭Outlook & guidanceinteractive
Loading the interactive chart…
📈Investments: gains and what it boughtinteractive
Loading the interactive chart…
🏭Its industry’s money flow (input-output)interactive
Loading the interactive chart…
About Cbiz
CBIZ, Inc. (NYSE: CBZ) is a leading professional services advisor to middle-market businesses nationwide. With industry knowledge and expertise in accounting, tax, advisory, benefits, insurance, and technology, CBIZ delivers actionable insights to help clients anticipate what is next and discover new ways to accelerate growth. CBIZ has more than 9,500 team members across more than 140 locations in 23 major markets coast to coast. Since the Company’s founding in 1996, CBIZ has been committed to building an organization that offers unparalleled services and expertise across its industries, addressing its clients' most critical, time-sensitive needs while delivering forward-thinking solutions and actionable insights.
In its own words, from its 10-K, filed Feb 26, 2026.
Cbiz against its Services-Business Services, NEC peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +1% against the peers' median +10%. Operating margin: 10.8% against the peers' median 10.8%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| CBZ Cbiz | Q3 2026 | $702M | +1% | 10.8% |
| ACN Accenture | Q4 FY26 | $18.7B | +6% | 15.3% |
| UBER Uber Technologies | Q3 2026 | $14.8B | +10% | 9.8% |
| V Visa | Q4 FY26 | $12.1B | +13% | 59.8% |
| MELI MercadoLibre | Q3 2026 | $10.8B | +45% | 6.3% |
| MA Mastercard | Q3 2026 | $9.8B | +14% | 59.8% |
| PYPL PayPal Holdings | Q3 2026 | $8.6B | +2% | 16.3% |
| FISV Fiserv | Q3 2026 | $5.2B | -1% | -105.7% |
| DASH DoorDash | Q3 2026 | $4.6B | +34% | 9.6% |
Source: Cbiz 10-Q on SEC EDGAR · CIK 944148 · Services-Business Services, NEC
Guidance and outlook
13F: who owns CBZ and who is buying
More on CBZ
History
Every quarter: Q3 2026 results · Q2 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results