Filing Flows › Comparisons › CBZ vs FICO
Cbiz vs Fair Isaac: CBZ and FICO compared
Cbiz is the larger company: $702M of revenue in its latest quarter (Q3 2026) against $657M for Fair Isaac (Q4 FY26). Fair Isaac is growing faster (+27% against +1% a year earlier). Fair Isaac is more profitable, with an operating margin of 40.6% against 10.8%.
Where the money goes: CBZ and FICO
Cbiz (CBZ) · Q3 2026
Cbiz, Q3 2026: revenue $702M (+1% year over year), operating margin 10.8%, net earnings $36.8M, operating cash flow $24.8M. The chart follows the revenue to costs, profit and cash.
Fair Isaac (FICO) · Q4 FY26
Fair Isaac, Q4 FY26: revenue $657M (+27% year over year), operating margin 40.6%, net earnings $175M, operating cash flow $294M. The chart follows the revenue to costs, profit and cash.
| Cbiz (CBZ) | Fair Isaac (FICO) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q4 FY26 |
| Revenue | $702M | $657M |
| Revenue growth, Y/Y | +1% | +27% |
| Gross margin | 16.2% | — |
| Operating margin | 10.8% | 40.6% |
| Net earnings | $36.8M | $175M |
| Net margin | 5.2% | 26.6% |
| Operating cash flow | $24.8M | $294M |
| Free cash flow | $14.7M | $284M |
| Market value | $3.3B | $16.2B |
| P/E | 27.0× | 19.4× |
| Analysts’ mean target | $55.00 | $821.79 |
Where the revenue comes from
Fair Isaac
- Scores: $414M (63%)
- On-premises and SaaS software: $224M (34%)
- Professional services: $19.5M (3%)
Questions
Which is bigger, Cbiz or Fair Isaac?
Cbiz is the larger company: $702M of revenue in its latest quarter (Q3 2026) against $657M for Fair Isaac (Q4 FY26).
Is Cbiz or Fair Isaac growing faster?
Fair Isaac is growing faster (+27% against +1% a year earlier).
Which is more profitable, Cbiz or Fair Isaac?
Fair Isaac is more profitable, with an operating margin of 40.6% against 10.8%.
More: Cbiz earnings · how Cbiz makes money · Fair Isaac earnings · how Fair Isaac makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 30, 2026; 10-K filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.