Filing Flows › Fair Isaac (FICO) › How it makes money
How Fair Isaac (FICO) makes money
Fair Isaac (FICO) made $657M of revenue in the fourth quarter fiscal 2026 (Q4 FY26). Scores brought in $414M (63%); On-premises and SaaS software brought in $224M (34%); Professional services brought in $19.5M (3%). Of every dollar of revenue, 41¢ was left as operating profit, 27¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q4 FY26
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Scores | $414M | 63.0% | -10% | — |
| On-premises and SaaS software | $224M | 34.0% | +14% | — |
| Professional services | $19.5M | 3.0% | +7% | — |
Where each dollar of revenue goes
| Line | Q4 FY26 | % of revenue |
|---|---|---|
| Revenue | $657M | 100.0% |
| Operating profit | $267M | 40.6% |
| Income tax | $62.5M | 9.5% |
| Net earnings | $175M | 26.6% |
| Operating cash flow | $294M | 44.8% |
| Free cash flow | $284M | 43.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q4 FY26 | $657M | +27% |
| Q3 FY26 | $674M | +26% |
| Q2 FY26 | $692M | +39% |
| Q1 FY26 | $512M | +16% |
| Q4 FY25 | $516M | +14% |
| Q3 FY25 | $536M | +20% |
| Q2 FY25 | $499M | +15% |
From Fair Isaac's 10-K filed Nov 6, 2026 (on EDGAR).
Questions
How does Fair Isaac make money?
Fair Isaac (FICO) made $657M of revenue in the fourth quarter fiscal 2026 (Q4 FY26). Scores brought in $414M (63%); On-premises and SaaS software brought in $224M (34%); Professional services brought in $19.5M (3%). Of every dollar of revenue, 41¢ was left as operating profit, 27¢ was left as net earnings.
What is Fair Isaac's biggest business?
Scores: $414M in the fourth quarter fiscal 2026, 63% of revenue.
What is Fair Isaac's profit margin?
Net earnings were $175M, 26.6% of revenue, in the fourth quarter fiscal 2026; the operating margin was 40.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.