Filing Flows › Capital City Bank Group (CCBG) › Q3 2026 › vs Q2 2026
Capital City Bank Group (CCBG) Q3 2026 vs Q2 2026 (quarter over quarter)
Capital City Bank Group's revenue fell $403K (-0.6%) from $64.8M in Q2 2026 to $64.4M in Q3 2026. The biggest changes: Noninterest income −$1.2M (-6%); Net interest income +$812K (+2%). Operating margin 34.4% against 32.8% (+1.7 pts).
Capital City Bank Group, Q3 2026: revenue $64.4M (-2% year over year), operating margin 34.4%, net earnings $16.9M, operating cash flow $33.1M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 34.4% | 32.8% | +1.7 pts |
| Net margin | 26.3% | 25.1% | +1.2 pts |
| Free cash flow margin | 45.3% | 11.5% | +33.8 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Net interest income | $45.0M | $44.2M | $812K | +2% |
| Noninterest income | $19.4M | $20.6M | −$1.2M | -6% |
| Revenue | $64.4M | $64.8M | −$403K | -0.6% |
| Operating profit | $22.2M | $21.2M | $941K | +4% |
| Costs & expenses | $42.2M | $43.6M | −$1.3M | -3% |
| Pre-tax earnings | $22.2M | $21.2M | $941K | +4% |
| Net earnings | $16.9M | $16.3M | $663K | +4% |
| Income tax | $5.2M | $5.0M | $278K | +6% |
| Share-based compensation | $133K | $415K | −$282K | -68% |
| Working capital & other | $16.1M | −$3.9M | $20.0M | — |
| Operating cash flow | $33.1M | $12.8M | $20.4M | +160% |
| Free cash flow (OCF − capex) | $29.2M | $7.5M | $21.7M | +291% |
| Capital expenditures | $4.0M | $5.3M | −$1.3M | -25% |
Questions
How much did Capital City Bank Group's revenue grow quarter over quarter in Q3 2026?
Capital City Bank Group's revenue fell $403K (-0.6%) from $64.8M in Q2 2026 to $64.4M in Q3 2026.
What drove Capital City Bank Group's revenue change in Q3 2026?
Noninterest income −$1.2M (-6%); Net interest income +$812K (+2%).