Filing Flows › Capital City Bank Group (CCBG) › Q3 2026
Capital City Bank Group (CCBG) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 30, 2026
Capital City Bank Group (CCBG) reported revenue of $64.4M for the third quarter 2026 (Q3 2026), -2% from a year earlier and -0.6% from the quarter before. Operating margin was 34.4%, net earnings $16.9M (26.3% of revenue).
Capital City Bank Group, Q3 2026: revenue $64.4M (-2% year over year), operating margin 34.4%, net earnings $16.9M, operating cash flow $33.1M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $64.4M | -0.6% | -2% |
| Operating profit | $22.2M | +4% | +5% |
| Net earnings | $16.9M | +4% | +6% |
| Operating cash flow | $33.1M | +160% | +54% |
| Free cash flow | $29.2M | +291% | +47% |
What changed
Revenue was $64.4M in Q3 2026, down 2% year over year and down 1% from the previous quarter. Net interest income was the largest line at 70% of revenue. Noninterest income lost $2.9M year over year (down 13%), 197% of the total change.
Operating profit was $22.2M, a 34.4% margin (up 2.4 points year over year). Total costs fell 6% while revenue fell 2%. Net earnings were $16.9M, up 6% year over year. The effective tax rate was 23.6%.
Operating cash flow was $33.1M (up 54% year over year), 196% of net earnings. Non-cash charges added back $133K of share-based compensation. Working capital and other items added $16.1M. Capital expenditures of $4.0M left free cash flow of $29.2M.
Questions
What was Capital City Bank Group's revenue in the third quarter 2026?
Capital City Bank Group (CCBG) reported revenue of $64.4M for the third quarter 2026 (Q3 2026), -2% from a year earlier and -0.6% from the quarter before.
Was Capital City Bank Group profitable in the third quarter 2026?
Operating profit was $22.2M (34.4% of revenue) and net earnings $16.9M.