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C & F Financial (CFFI) operating margin by quarter

C & F Financial's operating margin was 26.6% in Q3 2026 (third quarter 2026), +0.0 pts from Q2 2026. Over the last 7 quarters it ranged from 20.0% (Q1 2025) to 26.6% (Q3 2026).

C & F Financial operating margin by quarterC & F Financial operating margin by quarter20.0%Q1 202526.5%Q2 202524.5%Q3 202522.6%Q4 202523.0%Q1 202626.6%Q2 202626.6%Q3 2026
QuarterOperating marginQ/QY/Y
Q3 202626.6%+0.0 pts+2.1 pts
Q2 202626.6%+3.6 pts+0.1 pts
Q1 202623.0%+0.5 pts+3.0 pts
Q4 202522.6%-2.0 pts—
Q3 202524.5%-2.0 pts—
Q2 202526.5%+6.5 pts—
Q1 202520.0%——

Q3 2026 at a glance

C & F Financial, Q3 2026: revenue $38.2M (+6% year over year), operating margin 26.6%, net earnings $8.3M, operating cash flow $29.3M. The chart follows the revenue to costs, profit and cash.

Questions

What is C & F Financial's operating margin?

C & F Financial's operating margin was 26.6% in Q3 2026 (third quarter 2026), +0.0 pts from Q2 2026.

How has C & F Financial's operating margin changed?

Over the last 7 quarters it ranged from 20.0% (Q1 2025) to 26.6% (Q3 2026).

Q3 2026 results → · How C & F Financial makes money →