Filing Flows › Citizens (CIA) › Q2 2025
Citizens (CIA) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 7, 2025
Citizens (CIA) reported revenue of $65.1M for the second quarter 2025 (Q2 2025), +5% from a year earlier and +17% from the quarter before. Operating margin was 10.6%, net earnings $6.5M (9.9% of revenue).
Citizens, Q2 2025: revenue $65.1M (+5% year over year), operating margin 10.6%, net earnings $6.5M, operating cash flow $3.5M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $65.1M | +17% | +5% |
| Operating profit | $6.9M | — | +109% |
| Net earnings | $6.5M | — | +63% |
| Operating cash flow | $3.5M | +364% | -24% |
| Free cash flow | $3.3M | +414% | -26% |
What changed
Revenue was $65.1M in Q2 2025, up 5% year over year and up 17% from the previous quarter.
Operating profit was $6.9M, a 10.6% margin (up 5.3 points year over year). Of the extra revenue versus a year earlier, 120% reached operating profit, above the 5% margin then. Total costs fell 1% while revenue rose 5%. Net earnings were $6.5M, up 63% year over year. The effective tax rate was 6.6%.
Operating cash flow was $3.5M (down 24% year over year), 54% of net earnings. Non-cash charges added back $182K of depreciation. Working capital and other items used $3.2M. Capital expenditures of $176K left free cash flow of $3.3M.
Questions
What was Citizens' revenue in the second quarter 2025?
Citizens (CIA) reported revenue of $65.1M for the second quarter 2025 (Q2 2025), +5% from a year earlier and +17% from the quarter before.
Was Citizens profitable in the second quarter 2025?
Operating profit was $6.9M (10.6% of revenue) and net earnings $6.5M.
Source: Citizens 10-Q on SEC EDGAR.