Filing Flows › Cincinnati Financial (CINF) › Q1 2026
Cincinnati Financial (CINF) Q1 2026 earnings results (first quarter 2026)
10-Q filed Apr 27, 2026
Cincinnati Financial (CINF) reported revenue of $2.9B for the first quarter 2026 (Q1 2026), +12% from a year earlier and -7% from the quarter before. Operating margin was 11.4%, net earnings $274M (9.6% of revenue).
Cincinnati Financial, Q1 2026: revenue $2.9B (+12% year over year), operating margin 11.4%, net earnings $274M, operating cash flow $656M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.9B | -7% | +12% |
| Operating profit | $326M | -61% | — |
| Net earnings | $274M | -59% | — |
| Operating cash flow | $656M | -31% | +112% |
| Free cash flow | $654M | -30% | +113% |
What changed
Revenue was $2.9B in Q1 2026, up 12% year over year and down 7% from the previous quarter.
Operating profit was $0.33B, a 11.4% margin (up 16.4 points year over year). Total costs fell 6% while revenue rose 12%. Net earnings were $0.27B. The effective tax rate was 16.0%.
Operating cash flow was $0.66B (up 112% year over year), 239% of net earnings. Working capital and other items added $0.38B. Capital expenditures of $2.0M left free cash flow of $0.65B.
Questions
What was Cincinnati Financial's revenue in the first quarter 2026?
Cincinnati Financial (CINF) reported revenue of $2.9B for the first quarter 2026 (Q1 2026), +12% from a year earlier and -7% from the quarter before.
Was Cincinnati Financial profitable in the first quarter 2026?
Operating profit was $326M (11.4% of revenue) and net earnings $274M.