Filing Flows › Cincinnati Financial (CINF) › Q2 2026
Cincinnati Financial (CINF) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 27, 2026
Cincinnati Financial (CINF) reported revenue of $4.3B for the second quarter 2026 (Q2 2026), +32% from a year earlier and +49% from the quarter before. Operating margin was 36.9%, net earnings $1.3B (29.4% of revenue).
Cincinnati Financial, Q2 2026: revenue $4.3B (+32% year over year), operating margin 36.9%, net earnings $1.3B, operating cash flow $700M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $4.3B | +49% | +32% |
| Operating profit | $1.6B | +383% | +84% |
| Net earnings | $1.3B | +358% | +83% |
| Operating cash flow | $700M | +7% | -6% |
| Free cash flow | $698M | +7% | -5% |
What changed
Revenue was $4.3B in Q2 2026, up 32% year over year and up 49% from the previous quarter.
Operating profit was $1.6B, a 36.9% margin (up 10.6 points year over year). Of the extra revenue versus Q2 2025, 70% reached operating profit, above the 26% margin then. Total costs grew 13% against revenue growth of 32%. Net earnings were $1.3B, up 83% year over year. The effective tax rate was 20.4%.
Operating cash flow was $0.70B (down 6% year over year), 56% of net earnings. Working capital and other items used $0.56B. Capital expenditures of $2.0M left free cash flow of $0.70B.
Questions
What was Cincinnati Financial's revenue in the second quarter 2026?
Cincinnati Financial (CINF) reported revenue of $4.3B for the second quarter 2026 (Q2 2026), +32% from a year earlier and +49% from the quarter before.
Was Cincinnati Financial profitable in the second quarter 2026?
Operating profit was $1.6B (36.9% of revenue) and net earnings $1.3B.