Filing Flows › Cincinnati Financial (CINF) › Q2 2026 › vs Q2 2025
Cincinnati Financial (CINF) Q2 2026 vs Q2 2025 (year over year)
Cincinnati Financial's revenue rose $1.0B (+32%) from $3.2B in Q2 2025 to $4.3B in Q2 2026. Operating margin 36.9% against 26.3% (+10.6 pts).
Cincinnati Financial, Q2 2026: revenue $4.3B (+32% year over year), operating margin 36.9%, net earnings $1.3B, operating cash flow $700M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 36.9% | 26.3% | +10.6 pts |
| Net margin | 29.4% | 21.1% | +8.3 pts |
| Free cash flow margin | 16.3% | 22.7% | -6.4 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $4.3B | $3.2B | $1.0B | +32% |
| Operating profit | $1.6B | $855M | $721M | +84% |
| Costs & expenses | $2.7B | $2.4B | $305M | +13% |
| Pre-tax earnings | $1.6B | $855M | $721M | +84% |
| Net earnings | $1.3B | $685M | $570M | +83% |
| Income tax | $321M | $170M | $151M | +89% |
| Working capital & other | $555M | −$56.0M | $611M | — |
| Operating cash flow | $700M | $741M | −$41.0M | -6% |
| Free cash flow (OCF − capex) | $698M | $737M | −$39.0M | -5% |
| Capital expenditures | $2.0M | $4.0M | −$2.0M | -50% |
Questions
How much did Cincinnati Financial's revenue grow year over year in Q2 2026?
Cincinnati Financial's revenue rose $1.0B (+32%) from $3.2B in Q2 2025 to $4.3B in Q2 2026. Operating margin 36.9% against 26.3% (+10.6 pts).