Filing Flows › Civista Bancshares (CIVB) › Q1 2025
Civista Bancshares (CIVB) Q1 2025 earnings results (first quarter 2025)
10-Q filed May 7, 2025
Civista Bancshares (CIVB) reported revenue of $40.6M for the first quarter 2025 (Q1 2025), +11% from a year earlier and +0.7% from the quarter before. Operating margin was 29.4%, net earnings $10.2M (25.0% of revenue).
Civista Bancshares, Q1 2025: revenue $40.6M (+11% year over year), operating margin 29.4%, net earnings $10.2M, operating cash flow $3.6M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $40.6M | +0.7% | +11% |
| Operating profit | $11.9M | +5% | +66% |
| Net earnings | $10.2M | +3% | +60% |
| Operating cash flow | $3.6M | -84% | +380% |
| Free cash flow | $3.5M | — | +449% |
What changed
Revenue was $40.6M in Q1 2025, up 11% year over year and up 1% from the previous quarter.
Operating profit was $11.9M, a 29.4% margin (up 9.7 points year over year). Of the extra revenue versus a year earlier, 118% reached operating profit, above the 20% margin then. Total costs fell 3% while revenue rose 11%. Net earnings were $10.2M, up 60% year over year. The effective tax rate was 14.8%.
Operating cash flow was $3.6M (up 380% year over year), 36% of net earnings. Working capital and other items used $6.6M. Capital expenditures of $161K left free cash flow of $3.5M.
Questions
What was Civista Bancshares' revenue in the first quarter 2025?
Civista Bancshares (CIVB) reported revenue of $40.6M for the first quarter 2025 (Q1 2025), +11% from a year earlier and +0.7% from the quarter before.
Was Civista Bancshares profitable in the first quarter 2025?
Operating profit was $11.9M (29.4% of revenue) and net earnings $10.2M.
Source: Civista Bancshares 10-Q on SEC EDGAR.