Filing Flows › Civista Bancshares (CIVB) › Q2 2025
Civista Bancshares (CIVB) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 6, 2025
Civista Bancshares (CIVB) reported revenue of $41.4M for the second quarter 2025 (Q2 2025), +9% from a year earlier and +2% from the quarter before. Operating margin was 31.1%, net earnings $11.0M (26.6% of revenue).
Civista Bancshares, Q2 2025: revenue $41.4M (+9% year over year), operating margin 31.1%, net earnings $11.0M, operating cash flow $11.1M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $41.4M | +2% | +9% |
| Operating profit | $12.9M | +8% | +60% |
| Net earnings | $11.0M | +8% | +56% |
| Operating cash flow | $11.1M | +207% | -9% |
What changed
Revenue was $41.4M in Q2 2025, up 9% year over year and up 2% from the previous quarter.
Operating profit was $12.9M, a 31.1% margin (up 9.9 points year over year). Of the extra revenue versus a year earlier, 147% reached operating profit, above the 21% margin then. Total costs fell 5% while revenue rose 9%. Net earnings were $11.0M, up 56% year over year. The effective tax rate was 14.6%.
Operating cash flow was $11.1M (down 9% year over year), 101% of net earnings.
Questions
What was Civista Bancshares' revenue in the second quarter 2025?
Civista Bancshares (CIVB) reported revenue of $41.4M for the second quarter 2025 (Q2 2025), +9% from a year earlier and +2% from the quarter before.
Was Civista Bancshares profitable in the second quarter 2025?
Operating profit was $12.9M (31.1% of revenue) and net earnings $11.0M.
Source: Civista Bancshares 10-Q on SEC EDGAR.