Filing Flows › Civista Bancshares (CIVB) › Q1 2026
Civista Bancshares (CIVB) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 8, 2026
Civista Bancshares (CIVB) reported revenue of $47.3M for the first quarter 2026 (Q1 2026), +16% from a year earlier and +2% from the quarter before. Operating margin was 38.1%, net earnings $15.0M (31.7% of revenue).
Civista Bancshares, Q1 2026: revenue $47.3M (+16% year over year), operating margin 38.1%, net earnings $15.0M, operating cash flow $12.2M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $47.3M | +2% | +16% |
| Operating profit | $18.0M | +22% | +51% |
| Net earnings | $15.0M | +22% | +47% |
| Operating cash flow | $12.2M | +27% | +237% |
What changed
Revenue was $47.3M in Q1 2026, up 16% year over year and up 2% from the previous quarter.
Operating profit was $18.0M, a 38.1% margin (up 8.7 points year over year). Of the extra revenue versus Q1 2025, 92% reached operating profit, above the 29% margin then. Total costs grew 2% against revenue growth of 16%. Net earnings were $15.0M, up 47% year over year. The effective tax rate was 16.8%.
Operating cash flow was $12.2M (up 237% year over year), 81% of net earnings. Working capital and other items used $2.8M.
Questions
What was Civista Bancshares' revenue in the first quarter 2026?
Civista Bancshares (CIVB) reported revenue of $47.3M for the first quarter 2026 (Q1 2026), +16% from a year earlier and +2% from the quarter before.
Was Civista Bancshares profitable in the first quarter 2026?
Operating profit was $18.0M (38.1% of revenue) and net earnings $15.0M.
Source: Civista Bancshares 10-Q on SEC EDGAR.