Filing Flows › Civista Bancshares (CIVB) › Q2 2026
Civista Bancshares (CIVB) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
Civista Bancshares (CIVB) reported revenue of $47.6M for the second quarter 2026 (Q2 2026), +15% from a year earlier and +0.7% from the quarter before. Operating margin was 36.1%, net earnings $14.3M (30.1% of revenue).
Civista Bancshares, Q2 2026: revenue $47.6M (+15% year over year), operating margin 36.1%, net earnings $14.3M, operating cash flow $17.1M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $47.6M | +0.7% | +15% |
| Operating profit | $17.2M | -5% | +33% |
| Net earnings | $14.3M | -4% | +30% |
| Operating cash flow | $17.1M | +40% | +54% |
What changed
Revenue was $47.6M in Q2 2026, up 15% year over year and up 1% from the previous quarter.
Operating profit was $17.2M, a 36.1% margin (up 4.9 points year over year). Of the extra revenue versus Q2 2025, 69% reached operating profit, above the 31% margin then. Total costs grew 7% against revenue growth of 15%. Net earnings were $14.3M, up 30% year over year. The effective tax rate was 16.7%.
Operating cash flow was $17.1M (up 54% year over year), 119% of net earnings. Working capital and other items added $2.8M.
Questions
What was Civista Bancshares' revenue in the second quarter 2026?
Civista Bancshares (CIVB) reported revenue of $47.6M for the second quarter 2026 (Q2 2026), +15% from a year earlier and +0.7% from the quarter before.
Was Civista Bancshares profitable in the second quarter 2026?
Operating profit was $17.2M (36.1% of revenue) and net earnings $14.3M.
Source: Civista Bancshares 10-Q on SEC EDGAR.