Filing Flows › CNH Industrial N.V. (CNH) › Q3 2026 › vs Q3 2025
CNH Industrial N.V. (CNH) Q3 2026 vs Q3 2025 (year over year)
CNH Industrial N.V.'s revenue fell $45.0M (-1%) from $4.4B in Q3 2025 to $4.4B in Q3 2026. The biggest changes: Financial Services −$19.0M (-3%); Total Net sales of Industrial Activities −$18.0M (-0.5%). Operating margin 5.5% against 1.5% (+3.9 pts).
CNH Industrial N.V., Q3 2026: revenue $4.4B (-1% year over year), operating margin 5.5%, net earnings $30.0M, operating cash flow $686M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 5.5% | 1.5% | +3.9 pts |
| Net margin | 0.7% | 1.8% | -1.1 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Agriculture | $2.9B | $3.0B | −$56.0M | -2% |
| Construction | $777M | $739M | $38.0M | +5% |
| Total Net sales of Industrial Activities | $3.7B | $3.7B | −$18.0M | -0.5% |
| Financial Services | $665M | $684M | −$19.0M | -3% |
| Revenue | $4.4B | $4.4B | −$45.0M | -1% |
| Operating profit | $239M | $68.0M | $171M | +251% |
| Costs & expenses | $4.1B | $4.3B | −$216M | -5% |
| Pre-tax earnings | $239M | $68.0M | $171M | +251% |
| Cost of revenue | $2.9B | $3.0B | −$108M | -4% |
| Research & development | $223M | $281M | −$58.0M | -21% |
| SG&A | $490M | $549M | −$59.0M | -11% |
| Other operating costs | $515M | $506M | $9.0M | +2% |
| Net earnings | $30.0M | $80.0M | −$50.0M | -62% |
| Minority interests | $5.0M | −$13.0M | $18.0M | — |
| Income tax | $204M | $1.0M | $203M | 204× |
| Working capital & other | $656M | $579M | $77.0M | +13% |
| Operating cash flow | $686M | $659M | $27.0M | +4% |
Questions
How much did CNH Industrial N.V.'s revenue grow year over year in Q3 2026?
CNH Industrial N.V.'s revenue fell $45.0M (-1%) from $4.4B in Q3 2025 to $4.4B in Q3 2026.
What drove CNH Industrial N.V.'s revenue change in Q3 2026?
Financial Services −$19.0M (-3%); Total Net sales of Industrial Activities −$18.0M (-0.5%).