Filing Flows › Capital One Financial (COF) › Operating margin
Capital One Financial (COF) operating margin by quarter
Capital One Financial's operating margin was 28.0% in Q3 2026 (third quarter 2026), +3.9 pts from Q2 2026. Over the last 6 quarters it ranged from 15.9% (Q4 2025) to 28.5% (Q3 2025).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 28.0% | +3.9 pts | -0.6 pts |
| Q2 2026 | 24.1% | +6.4 pts | — |
| Q1 2026 | 17.7% | +1.8 pts | +0.4 pts |
| Q4 2025 | 15.9% | -12.6 pts | — |
| Q3 2025 | 28.5% | +11.2 pts | — |
| Q1 2025 | 17.3% | — | — |
Q3 2026 at a glance
Capital One Financial, Q3 2026: revenue $16.3B (+6% year over year), operating margin 28.0%, net earnings $3.5B, operating cash flow $5.7B. The chart follows the revenue to costs, profit and cash.
Questions
What is Capital One Financial's operating margin?
Capital One Financial's operating margin was 28.0% in Q3 2026 (third quarter 2026), +3.9 pts from Q2 2026.
How has Capital One Financial's operating margin changed?
Over the last 6 quarters it ranged from 15.9% (Q4 2025) to 28.5% (Q3 2025).