Filing Flows › Central Pacific Financial (CPF) › Operating margin
Central Pacific Financial (CPF) operating margin by quarter
Central Pacific Financial's operating margin was 39.3% in Q3 2026 (third quarter 2026), +4.5 pts from Q2 2026. Over the last 7 quarters it ranged from 31.6% (Q3 2025) to 39.3% (Q3 2026).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 39.3% | +4.5 pts | +7.7 pts |
| Q2 2026 | 34.7% | -2.2 pts | +1.9 pts |
| Q1 2026 | 36.9% | -0.1 pts | +4.1 pts |
| Q4 2025 | 37.0% | +5.4 pts | — |
| Q3 2025 | 31.6% | -1.2 pts | — |
| Q2 2025 | 32.8% | +0.0 pts | — |
| Q1 2025 | 32.8% | — | — |
Q3 2026 at a glance
Central Pacific Financial, Q3 2026: revenue $76.8M (+3% year over year), operating margin 39.3%, net earnings $22.8M, operating cash flow $29.9M. The chart follows the revenue to costs, profit and cash.
Questions
What is Central Pacific Financial's operating margin?
Central Pacific Financial's operating margin was 39.3% in Q3 2026 (third quarter 2026), +4.5 pts from Q2 2026.
How has Central Pacific Financial's operating margin changed?
Over the last 7 quarters it ranged from 31.6% (Q3 2025) to 39.3% (Q3 2026).
Q3 2026 results → · How Central Pacific Financial makes money →