Filing Flows › Central Pacific Financial (CPF) › Q1 2026
Central Pacific Financial (CPF) Q1 2026 earnings results (first quarter 2026)
10-Q filed Apr 29, 2026
Central Pacific Financial (CPF) reported revenue of $72.9M for the first quarter 2026 (Q1 2026), +6% from a year earlier and -4% from the quarter before. Operating margin was 36.9%, net earnings $20.7M (28.4% of revenue).
Central Pacific Financial, Q1 2026: revenue $72.9M (+6% year over year), operating margin 36.9%, net earnings $20.7M, operating cash flow $18.3M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $72.9M | -4% | +6% |
| Operating profit | $26.9M | -5% | +19% |
| Net earnings | $20.7M | -9% | +17% |
| Operating cash flow | $18.3M | -7% | -10% |
| Free cash flow | $17.3M | -6% | -12% |
What changed
Revenue was $72.9M in Q1 2026, up 6% year over year and down 4% from the previous quarter.
Operating profit was $26.9M, a 36.9% margin (up 4.1 points year over year). Of the extra revenue versus Q1 2025, 105% reached operating profit, above the 33% margin then. Total costs fell 0% while revenue rose 6%. Net earnings were $20.7M, up 17% year over year. The effective tax rate was 23.0%.
Operating cash flow was $18.3M (down 10% year over year), 88% of net earnings. Non-cash charges added back $1.7M of depreciation and amortization and $579K of share-based compensation. Working capital and other items used $4.7M. Capital expenditures of $1.1M left free cash flow of $17.3M.
Questions
What was Central Pacific Financial's revenue in the first quarter 2026?
Central Pacific Financial (CPF) reported revenue of $72.9M for the first quarter 2026 (Q1 2026), +6% from a year earlier and -4% from the quarter before.
Was Central Pacific Financial profitable in the first quarter 2026?
Operating profit was $26.9M (36.9% of revenue) and net earnings $20.7M.