Filing Flows › Central Pacific Financial (CPF) › Q2 2026
Central Pacific Financial (CPF) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
Central Pacific Financial (CPF) reported revenue of $77.5M for the second quarter 2026 (Q2 2026), +6% from a year earlier and +6% from the quarter before. Operating margin was 34.7%, net earnings $20.8M (26.9% of revenue).
Central Pacific Financial, Q2 2026: revenue $77.5M (+6% year over year), operating margin 34.7%, net earnings $20.8M, operating cash flow $42.9M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $77.5M | +6% | +6% |
| Operating profit | $26.9M | -0.1% | +13% |
| Net earnings | $20.8M | +0.5% | +14% |
| Operating cash flow | $42.9M | +134% | +22% |
| Free cash flow | $41.0M | +137% | +24% |
What changed
Revenue was $77.5M in Q2 2026, up 6% year over year and up 6% from the previous quarter.
Operating profit was $26.9M, a 34.7% margin (up 1.9 points year over year). Of the extra revenue versus Q2 2025, 65% reached operating profit, above the 33% margin then. Total costs grew 3% against revenue growth of 6%. Net earnings were $20.8M, up 14% year over year. The effective tax rate was 22.6%.
Operating cash flow was $42.9M (up 22% year over year), 206% of net earnings. Non-cash charges added back $1.7M of depreciation and amortization and $1.0M of share-based compensation. Working capital and other items added $19.3M. Capital expenditures of $1.9M left free cash flow of $41.0M.
Questions
What was Central Pacific Financial's revenue in the second quarter 2026?
Central Pacific Financial (CPF) reported revenue of $77.5M for the second quarter 2026 (Q2 2026), +6% from a year earlier and +6% from the quarter before.
Was Central Pacific Financial profitable in the second quarter 2026?
Operating profit was $26.9M (34.7% of revenue) and net earnings $20.8M.