Filing Flows › Central Pacific Financial (CPF) › Q2 2026 › vs Q2 2025
Central Pacific Financial (CPF) Q2 2026 vs Q2 2025 (year over year)
Central Pacific Financial's revenue rose $4.6M (+6%) from $72.8M in Q2 2025 to $77.5M in Q2 2026. Operating margin 34.7% against 32.8% (+1.9 pts).
Central Pacific Financial, Q2 2026: revenue $77.5M (+6% year over year), operating margin 34.7%, net earnings $20.8M, operating cash flow $42.9M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 34.7% | 32.8% | +1.9 pts |
| Net margin | 26.9% | 25.1% | +1.8 pts |
| Free cash flow margin | 52.9% | 45.4% | +7.5 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $77.5M | $72.8M | $4.6M | +6% |
| Operating profit | $26.9M | $23.9M | $3.0M | +13% |
| Costs & expenses | $50.6M | $48.9M | $1.6M | +3% |
| Pre-tax earnings | $26.9M | $23.9M | $3.0M | +13% |
| Noninterest expense | $46.2M | $43.9M | $2.2M | +5% |
| Other operating costs | $4.4M | $5.0M | −$605K | -12% |
| Net earnings | $20.8M | $18.3M | $2.6M | +14% |
| Income tax | $6.1M | $5.6M | $465K | +8% |
| Depreciation & amortization | $1.7M | $1.8M | −$101K | -6% |
| Share-based compensation | $1.0M | $1.2M | −$168K | -14% |
| Working capital & other | $19.3M | $13.8M | $5.5M | +40% |
| Operating cash flow | $42.9M | $35.1M | $7.8M | +22% |
| Free cash flow (OCF − capex) | $41.0M | $33.1M | $7.9M | +24% |
| Capital expenditures | $1.9M | $2.0M | −$76K | -4% |
Questions
How much did Central Pacific Financial's revenue grow year over year in Q2 2026?
Central Pacific Financial's revenue rose $4.6M (+6%) from $72.8M in Q2 2025 to $77.5M in Q2 2026. Operating margin 34.7% against 32.8% (+1.9 pts).