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Consumer Portfolio Services (CPSS) operating margin by quarter

Consumer Portfolio Services' operating margin was 7.6% in Q3 2026 (third quarter 2026), +0.2 pts from Q2 2026. Over the last 7 quarters it ranged from 6.3% (Q2 2025) to 7.6% (Q3 2026).

Consumer Portfolio Services operating margin by quarterConsumer Portfolio Services operating margin by quarter6.4%Q1 20256.3%Q2 20256.5%Q3 20256.6%Q4 20257.1%Q1 20267.4%Q2 20267.6%Q3 2026
QuarterOperating marginQ/QY/Y
Q3 20267.6%+0.2 pts+1.2 pts
Q2 20267.4%+0.3 pts+1.1 pts
Q1 20267.1%+0.6 pts+0.8 pts
Q4 20256.6%+0.1 pts—
Q3 20256.5%+0.2 pts—
Q2 20256.3%-0.0 pts—
Q1 20256.4%——

Q3 2026 at a glance

Consumer Portfolio Services, Q3 2026: revenue $132M (+22% year over year), operating margin 7.6%, net earnings $7.0M, operating cash flow $94.6M. The chart follows the revenue to costs, profit and cash.

Questions

What is Consumer Portfolio Services' operating margin?

Consumer Portfolio Services' operating margin was 7.6% in Q3 2026 (third quarter 2026), +0.2 pts from Q2 2026.

How has Consumer Portfolio Services' operating margin changed?

Over the last 7 quarters it ranged from 6.3% (Q2 2025) to 7.6% (Q3 2026).

Q3 2026 results → · How Consumer Portfolio Services makes money →