Filing Flows › Consumer Portfolio Services (CPSS) › Q2 2026 › vs Q1 2026
Consumer Portfolio Services (CPSS) Q2 2026 vs Q1 2026 (quarter over quarter)
Consumer Portfolio Services's revenue rose $9.1M (+8%) from $112M in Q1 2026 to $121M in Q2 2026. Operating margin 7.4% against 7.1% (+0.3 pts).
Consumer Portfolio Services, Q2 2026: revenue $121M (+11% year over year), operating margin 7.4%, net earnings $6.2M, operating cash flow $106M. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 7.4% | 7.1% | +0.3 pts |
| Net margin | 5.1% | 4.9% | +0.2 pts |
| Free cash flow margin | 87.3% | 73.9% | +13.4 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $121M | $112M | $9.1M | +8% |
| Operating profit | $9.0M | $8.0M | $1.0M | +13% |
| Costs & expenses | $112M | $104M | $8.0M | +8% |
| Pre-tax earnings | $9.0M | $8.0M | $1.0M | +13% |
| Sales & marketing | $8.3M | $6.6M | $1.8M | +27% |
| General & admin | $14.7M | $12.9M | $1.8M | +14% |
| Other operating costs | $89.4M | $84.8M | $4.5M | +5% |
| Net earnings | $6.2M | $5.5M | $695K | +13% |
| Income tax | $2.8M | $2.5M | $312K | +13% |
| Depreciation & amortization | $249K | $225K | $24K | +11% |
| Share-based compensation | $578K | $512K | $66K | +13% |
| Working capital & other | $99.0M | $77.5M | $21.5M | +28% |
| Operating cash flow | $106M | $83.8M | $22.3M | +27% |
| Free cash flow (OCF − capex) | $106M | $83.0M | $22.9M | +28% |
| Capital expenditures | $172K | $796K | −$624K | -78% |
Questions
How much did Consumer Portfolio Services's revenue grow quarter over quarter in Q2 2026?
Consumer Portfolio Services's revenue rose $9.1M (+8%) from $112M in Q1 2026 to $121M in Q2 2026. Operating margin 7.4% against 7.1% (+0.3 pts).