Filing Flows › Consumer Portfolio Services (CPSS) › Stock forecast & fair value
Consumer Portfolio Services (CPSS) stock forecast and fair value
Consumer Portfolio Services (CPSS) trades at $9.38. Across 17 valuation methods the middle fair value is $19.99 (+113%).
Fair value by method
| Method | Low | Point | High | vs price |
|---|---|---|---|---|
| P/E vs peers | $16.70 | $18.91 | $33.18 | +102% |
| P/E vs peers, weighted | $15.73 | $20.42 | $40.08 | +118% |
| P/E vs peers, matched | $7.82 | $12.14 | $14.99 | +29% |
| EV/Sales vs peers | $4.17 | $48.96 | $82.75 | +422% |
| EV/Sales vs peers, weighted | $60.10 | $98.45 | $169.17 | +950% |
| EV/Sales vs peers, matched | −$11.22 | $28.37 | $73.31 | +202% |
| Residual income | $13.06 | $13.57 | $14.10 | +45% |
| Owner earnings capitalized | $16.75 | $19.99 | $24.79 | +113% |
| Shareholder yield (dividends + buybacks) | $6.18 | $7.38 | $9.16 | -21% |
| Path-to-margin DCF | $14.79 | $43.32 | $71.73 | +362% |
Consumer Portfolio Services' latest quarter
Consumer Portfolio Services, Q3 2026: revenue $132M (+22% year over year), operating margin 7.6%, net earnings $7.0M, operating cash flow $94.6M. The chart follows the revenue to costs, profit and cash.
Questions
What is Consumer Portfolio Services' fair value?
The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $7.38 and $98.45, with a middle value of $19.99 against a price of $9.38. Each method's assumptions are on the page.
Does Consumer Portfolio Services usually beat earnings estimates?
It beat the consensus EPS estimate in 0% of the quarters on record.
Is CPSS stock a buy?
Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.