Filing Flows › Americas Carmart (CRMT) › Q2 FY26
Americas Carmart (CRMT) Q2 FY26 earnings results (second quarter fiscal 2026)
10-Q filed Dec 9, 2025
Americas Carmart (CRMT) reported revenue of $350M for the second quarter fiscal 2026 (Q2 FY26), +0.8% from a year earlier and +3% from the quarter before. Operating margin was -7.8%, net loss $22.5M (6.4% of revenue).
Americas Carmart, Q2 FY26: revenue $350M (+0.8% year over year), operating margin -7.8%, net loss $22.5M, operating cash flow $9.1M. The chart follows the revenue to costs, profit and cash.
| Q2 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $350M | +3% | +0.8% |
| Operating profit | −$27.5M | — | — |
| Net earnings | −$22.5M | — | — |
| Operating cash flow | $9.1M | — | — |
| Free cash flow | $8.3M | — | — |
What changed
Revenue was $350.2M in Q2 FY26, up 1% year over year and up 3% from the previous quarter.
Operating costs exceeded revenue by $27.5M, an operating margin of -7.8%. Total costs grew 11% against revenue growth of 1%. The fastest-growing cost line was SG&A (+21%). The quarter ended with a net loss of $22.5M, wider than the previous quarter's $5.7M loss.
Operating cash flow was $9.1M. Non-cash charges added back $2.1M of depreciation and amortization and $1.2M of share-based compensation. Working capital and other items added $28.2M. Capital expenditures of $784K left free cash flow of $8.3M.
Questions
What was Americas Carmart's revenue in the second quarter fiscal 2026?
Americas Carmart (CRMT) reported revenue of $350M for the second quarter fiscal 2026 (Q2 FY26), +0.8% from a year earlier and +3% from the quarter before.
Was Americas Carmart profitable in the second quarter fiscal 2026?
Operating loss was $27.5M (-7.8% of revenue) and net loss $22.5M.
Source: Americas Carmart 10-Q on SEC EDGAR.