Filing Flows › Americas Carmart (CRMT) › Q3 FY26
Americas Carmart (CRMT) Q3 FY26 earnings results (third quarter fiscal 2026)
10-Q filed Mar 12, 2026
Americas Carmart (CRMT) reported revenue of $287M for the third quarter fiscal 2026 (Q3 FY26), -12% from a year earlier and -18% from the quarter before. Operating margin was -12.8%, net loss $76.7M (26.7% of revenue).
Americas Carmart, Q3 FY26: revenue $287M (-12% year over year), operating margin -12.8%, net loss $76.7M, operating cash flow −$5.9M. The chart follows the revenue to costs, profit and cash.
| Q3 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $287M | -18% | -12% |
| Operating profit | −$36.7M | — | -936% |
| Net earnings | −$76.7M | — | -2526% |
| Operating cash flow | −$5.9M | -165% | — |
What changed
Revenue was $286.8M in Q3 FY26, down 12% year over year and down 18% from the previous quarter.
Operating costs exceeded revenue by $36.7M, an operating margin of -12.8%. Total costs grew 1% against a revenue fall of 12%. The fastest-growing cost line was Other operating costs (+22%). The quarter ended with a net loss of $76.7M, wider than the previous quarter's $22.5M loss.
Operating cash flow was −$5.9M. Non-cash charges added back $2.0M of depreciation and amortization and $1.0M of share-based compensation. Working capital and other items added $67.8M. Capital expenditures of $278K exceeded it, leaving free cash flow of −$6.2M.
Questions
What was Americas Carmart's revenue in the third quarter fiscal 2026?
Americas Carmart (CRMT) reported revenue of $287M for the third quarter fiscal 2026 (Q3 FY26), -12% from a year earlier and -18% from the quarter before.
Was Americas Carmart profitable in the third quarter fiscal 2026?
Operating loss was $36.7M (-12.8% of revenue) and net loss $76.7M.
Source: Americas Carmart 10-Q on SEC EDGAR.