Filing Flows › Americas Carmart (CRMT) › Q4 FY26
Americas Carmart (CRMT) Q4 FY26 earnings results (fourth quarter fiscal 2026)
10-K filed Jul 14, 2026
Americas Carmart (CRMT) reported revenue of $303M for the fourth quarter fiscal 2026 (Q4 FY26), -18% from a year earlier and +6% from the quarter before. Operating margin was -12.0%, net loss $34.2M (11.3% of revenue).
Americas Carmart, Q4 FY26: revenue $303M (-18% year over year), operating margin -12.0%, net loss $34.2M, operating cash flow $67.7M. The chart follows the revenue to costs, profit and cash.
| Q4 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $303M | +6% | -18% |
| Operating profit | −$36.4M | — | -392% |
| Net earnings | −$34.2M | — | -422% |
| Operating cash flow | $67.7M | — | +252% |
| Free cash flow | $67.4M | — | +266% |
What changed
Revenue was $302.8M in Q4 FY26, down 18% year over year and up 6% from the previous quarter.
Operating costs exceeded revenue by $36.4M, an operating margin of -12.0%. Total costs fell 5% while revenue fell 18%. The fastest-growing cost line was Other operating costs (+11%). The quarter ended with a net loss of $34.2M, narrower than the previous quarter's $76.7M loss.
Operating cash flow was $67.7M (up 252% year over year). Non-cash charges added back $1.9M of depreciation and amortization and $407K of share-based compensation. Working capital and other items added $99.6M. Capital expenditures of $289K left free cash flow of $67.4M.
Questions
What was Americas Carmart's revenue in the fourth quarter fiscal 2026?
Americas Carmart (CRMT) reported revenue of $303M for the fourth quarter fiscal 2026 (Q4 FY26), -18% from a year earlier and +6% from the quarter before.
Was Americas Carmart profitable in the fourth quarter fiscal 2026?
Operating loss was $36.4M (-12.0% of revenue) and net loss $34.2M.
Source: Americas Carmart 10-K on SEC EDGAR.