Filing Flows

Filing Flows › Americas Carmart (CRMT) › Q4 FY26 › vs Q4 FY25

Americas Carmart (CRMT) Q4 FY26 vs Q4 FY25 (year over year)

Americas Carmart's revenue fell $67.3M (-18%) from $370M in Q4 FY25 to $303M in Q4 FY26.

Americas Carmart, Q4 FY26: revenue $303M (-18% year over year), operating margin -12.0%, net loss $34.2M, operating cash flow $67.7M. The chart draws each line against Q4 FY25, the increases inside each band.

Americas Carmart: what changed, Q4 FY26 vs Q4 FY25Americas Carmart: what changed, Q4 FY26 vs Q4 FY25Working capital & other$93.9MOperating cash sources$93.4MFree cash flow (OCF − capex)$49.0MOperating cash flow$48.5MNet loss$44.8MNet loss absorbed$44.8MCosts & expenses−$31.0MCost of revenue−$29.9MOperating costs−$18.5MOther operating costs$12.2M

Margins

Q4 FY26Q4 FY25Change
Free cash flow margin22.3%5.0%+17.3 pts

Every line

LineQ4 FY26Q4 FY25Change%
Revenue$303M$370M−$67.3M-18%
Income tax benefit$2.2M−$1.8M$4.0M—
Net loss$34.2M−$10.6M$44.8M—
Costs & expenses$339M$370M−$31.0M-8%
Operating costs$339M$358M−$18.5M-5%
Cost of revenue$167M$197M−$29.9M-15%
SG&A$47.6M$48.3M−$776K-2%
Other operating costs$125M$112M$12.2M+11%
Operating cash sources$102M$8.6M$93.4M12×
Depreciation & amortization$1.9M$1.9M−$21K-1%
Share-based compensation$407K$923K−$516K-56%
Working capital & other$99.6M$5.7M$93.9M17×
Net loss absorbed$34.2M−$10.6M$44.8M—
Operating cash flow$67.7M$19.2M$48.5M+252%
Free cash flow (OCF − capex)$67.4M$18.4M$49.0M+266%
Capital expenditures$289K$801K−$512K-64%

Questions

How much did Americas Carmart's revenue grow year over year in Q4 FY26?

Americas Carmart's revenue fell $67.3M (-18%) from $370M in Q4 FY25 to $303M in Q4 FY26.

Q4 FY26 results → · Compare in the interactive Sankey →