Filing Flows › Customers Bancorp (CUBI) › Q3 2026 › vs Q3 2025
Customers Bancorp (CUBI) Q3 2026 vs Q3 2025 (year over year)
Customers Bancorp's revenue rose $7.3M (+3%) from $232M in Q3 2025 to $239M in Q3 2026. The biggest changes: Net interest income +$6.2M (+3%); Noninterest income +$1.2M (+4%). Operating margin 42.0% against 43.2% (-1.2 pts).
Customers Bancorp, Q3 2026: revenue $239M (+3% year over year), operating margin 42.0%, net earnings $78.4M, operating cash flow $56.6M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 42.0% | 43.2% | -1.2 pts |
| Net margin | 32.7% | 32.6% | +0.1 pts |
| Free cash flow margin | 23.4% | 45.9% | -22.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $208M | $202M | $6.2M | +3% |
| Noninterest income | $31.4M | $30.2M | $1.2M | +4% |
| Revenue | $239M | $232M | $7.3M | +3% |
| Operating profit | $101M | $100M | $271K | +0.3% |
| Costs & expenses | $139M | $132M | $7.1M | +5% |
| Pre-tax earnings | $101M | $100M | $271K | +0.3% |
| Noninterest expense | $113M | $105M | $8.2M | +8% |
| Other operating costs | $25.4M | $26.5M | −$1.1M | -4% |
| Net earnings | $78.4M | $75.7M | $2.6M | +3% |
| Income tax | $22.2M | $24.6M | −$2.4M | -10% |
| Depreciation & amortization | $14.6M | $1.9M | $12.7M | +668% |
| Share-based compensation | $5.2M | $4.4M | $801K | +18% |
| Working capital & other | $41.6M | −$34.9M | $76.5M | — |
| Operating cash flow | $56.6M | $117M | −$60.3M | -52% |
| Free cash flow (OCF − capex) | $56.1M | $106M | −$50.3M | -47% |
| Capital expenditures | $432K | $10.5M | −$10.0M | -96% |
Questions
How much did Customers Bancorp's revenue grow year over year in Q3 2026?
Customers Bancorp's revenue rose $7.3M (+3%) from $232M in Q3 2025 to $239M in Q3 2026.
What drove Customers Bancorp's revenue change in Q3 2026?
Net interest income +$6.2M (+3%); Noninterest income +$1.2M (+4%).