Filing Flows › Customers Bancorp (CUBI) › Q3 2026
Customers Bancorp (CUBI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Customers Bancorp (CUBI) reported revenue of $239M for the third quarter 2026 (Q3 2026), +3% from a year earlier and +5% from the quarter before. Operating margin was 42.0%, net earnings $78.4M (32.7% of revenue).
Customers Bancorp, Q3 2026: revenue $239M (+3% year over year), operating margin 42.0%, net earnings $78.4M, operating cash flow $56.6M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $239M | +5% | +3% |
| Operating profit | $101M | +12% | +0.3% |
| Net earnings | $78.4M | +10% | +3% |
| Operating cash flow | $56.6M | -47% | -52% |
| Free cash flow | $56.1M | -47% | -47% |
What changed
Revenue was $239.4M in Q3 2026, up 3% year over year and up 5% from the previous quarter. Net interest income was the largest line at 87% of revenue. Net interest income added $6.2M year over year (up 3%), 84% of the total change.
Operating profit was $100.6M, a 42.0% margin (down 1.2 points year over year). Of the extra revenue versus a year earlier, 4% reached operating profit, below the 43% margin then. Total costs grew 5% against revenue growth of 3%. Net earnings were $78.4M, up 3% year over year. The effective tax rate was 22.1%.
Operating cash flow was $56.6M (down 52% year over year), 72% of net earnings. Non-cash charges added back $14.6M of depreciation and amortization and $5.2M of share-based compensation. Working capital and other items used $41.6M. Capital expenditures of $432K left free cash flow of $56.1M.
Questions
What was Customers Bancorp's revenue in the third quarter 2026?
Customers Bancorp (CUBI) reported revenue of $239M for the third quarter 2026 (Q3 2026), +3% from a year earlier and +5% from the quarter before.
Was Customers Bancorp profitable in the third quarter 2026?
Operating profit was $101M (42.0% of revenue) and net earnings $78.4M.
Source: Customers Bancorp 10-Q on SEC EDGAR.