Filing Flows › CVB Financial (CVBF) › Q3 2026 › vs Q3 2025
CVB Financial (CVBF) Q3 2026 vs Q3 2025 (year over year)
CVB Financial's revenue rose $67.0M (+52%) from $129M in Q3 2025 to $196M in Q3 2026. The biggest changes: Net interest income +$63.5M (+55%); Noninterest income +$3.5M (+27%). Operating margin 54.2% against 53.7% (+0.6 pts).
CVB Financial, Q3 2026: revenue $196M (+52% year over year), operating margin 54.2%, net earnings $78.1M, operating cash flow $140M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 54.2% | 53.7% | +0.6 pts |
| Net margin | 39.9% | 40.9% | -1.0 pts |
| Free cash flow margin | 70.4% | 62.8% | +7.7 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $179M | $116M | $63.5M | +55% |
| Noninterest income | $16.5M | $13.0M | $3.5M | +27% |
| Revenue | $196M | $129M | $67.0M | +52% |
| Operating profit | $106M | $69.0M | $37.1M | +54% |
| Costs & expenses | $89.5M | $59.6M | $29.9M | +50% |
| Pre-tax earnings | $106M | $69.0M | $37.1M | +54% |
| Net earnings | $78.1M | $52.6M | $25.5M | +49% |
| Income tax | $28.0M | $16.4M | $11.6M | +70% |
| Depreciation & amortization | $11.7M | $3.7M | $8.0M | +218% |
| Share-based compensation | $2.2M | $2.4M | −$139K | -6% |
| Working capital & other | $47.6M | $22.9M | $24.6M | +108% |
| Operating cash flow | $140M | $81.5M | $58.0M | +71% |
| Free cash flow (OCF − capex) | $138M | $80.7M | $57.1M | +71% |
| Capital expenditures | $1.8M | $836K | $958K | +115% |
Questions
How much did CVB Financial's revenue grow year over year in Q3 2026?
CVB Financial's revenue rose $67.0M (+52%) from $129M in Q3 2025 to $196M in Q3 2026.
What drove CVB Financial's revenue change in Q3 2026?
Net interest income +$63.5M (+55%); Noninterest income +$3.5M (+27%).