Filing Flows › CVB Financial (CVBF) › Q3 2026
CVB Financial (CVBF) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
CVB Financial (CVBF) reported revenue of $196M for the third quarter 2026 (Q3 2026), +52% from a year earlier and +9% from the quarter before. Operating margin was 54.2%, net earnings $78.1M (39.9% of revenue).
CVB Financial, Q3 2026: revenue $196M (+52% year over year), operating margin 54.2%, net earnings $78.1M, operating cash flow $140M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $196M | +9% | +52% |
| Operating profit | $106M | +63% | +54% |
| Net earnings | $78.1M | +62% | +49% |
| Operating cash flow | $140M | -64% | +71% |
| Free cash flow | $138M | -64% | +71% |
What changed
Revenue was $195.6M in Q3 2026, up 52% year over year and up 9% from the previous quarter. Net interest income was the largest line at 92% of revenue. Net interest income added $63.5M year over year (up 55%), 95% of the total change.
Operating profit was $106.1M, a 54.2% margin (up 0.6 points year over year). Of the extra revenue versus a year earlier, 55% reached operating profit, above the 54% margin then. Total costs grew 50% against revenue growth of 52%. Net earnings were $78.1M, up 49% year over year. The effective tax rate was 26.4%.
Operating cash flow was $139.6M (up 71% year over year), 179% of net earnings. Non-cash charges added back $11.7M of depreciation and amortization and $2.2M of share-based compensation. Working capital and other items added $47.6M. Capital expenditures of $1.8M left free cash flow of $137.8M.
Questions
What was CVB Financial's revenue in the third quarter 2026?
CVB Financial (CVBF) reported revenue of $196M for the third quarter 2026 (Q3 2026), +52% from a year earlier and +9% from the quarter before.
Was CVB Financial profitable in the third quarter 2026?
Operating profit was $106M (54.2% of revenue) and net earnings $78.1M.
Source: CVB Financial 10-Q on SEC EDGAR.