Filing Flows › Community West Bancshares (CWBC) › Q3 2026 › vs Q3 2025
Community West Bancshares (CWBC) Q3 2026 vs Q3 2025 (year over year)
Community West Bancshares's revenue rose $20.1M (+53%) from $37.9M in Q3 2025 to $58.0M in Q3 2026. The biggest changes: Net interest income +$18.4M (+53%); Noninterest income +$1.7M (+58%). Operating margin 19.4% against 39.8% (-20.3 pts).
Community West Bancshares, Q3 2026: revenue $58.0M (+53% year over year), operating margin 19.4%, net earnings $8.1M, operating cash flow $20.9M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 19.4% | 39.8% | -20.3 pts |
| Net margin | 13.9% | 28.7% | -14.8 pts |
| Free cash flow margin | 30.9% | 33.7% | -2.8 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $53.3M | $34.9M | $18.4M | +53% |
| Noninterest income | $4.7M | $3.0M | $1.7M | +58% |
| Revenue | $58.0M | $37.9M | $20.1M | +53% |
| Operating profit | $11.3M | $15.1M | −$3.8M | -25% |
| Costs & expenses | $46.7M | $22.8M | $23.9M | +105% |
| Pre-tax earnings | $11.3M | $15.1M | −$3.8M | -25% |
| Credit loss provision | $578K | $667K | −$89K | -13% |
| Noninterest expense | $46.2M | $22.2M | $24.0M | +108% |
| Net earnings | $8.1M | $10.9M | −$2.8M | -26% |
| Income tax | $3.2M | $4.2M | −$991K | -24% |
| Share-based compensation | $335K | $275K | $60K | +22% |
| Working capital & other | $12.5M | $2.1M | $10.4M | +507% |
| Operating cash flow | $20.9M | $13.2M | $7.7M | +58% |
| Free cash flow (OCF − capex) | $17.9M | $12.8M | $5.1M | +40% |
| Capital expenditures | $3.0M | $424K | $2.5M | +598% |
Questions
How much did Community West Bancshares's revenue grow year over year in Q3 2026?
Community West Bancshares's revenue rose $20.1M (+53%) from $37.9M in Q3 2025 to $58.0M in Q3 2026.
What drove Community West Bancshares's revenue change in Q3 2026?
Net interest income +$18.4M (+53%); Noninterest income +$1.7M (+58%).