Filing Flows › Community West Bancshares (CWBC) › Q3 2026
Community West Bancshares (CWBC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Community West Bancshares (CWBC) reported revenue of $58.0M for the third quarter 2026 (Q3 2026), +53% from a year earlier and +19% from the quarter before. Operating margin was 19.4%, net earnings $8.1M (13.9% of revenue).
Community West Bancshares, Q3 2026: revenue $58.0M (+53% year over year), operating margin 19.4%, net earnings $8.1M, operating cash flow $20.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $58.0M | +19% | +53% |
| Operating profit | $11.3M | +171% | -25% |
| Net earnings | $8.1M | +199% | -26% |
| Operating cash flow | $20.9M | +7% | +58% |
| Free cash flow | $17.9M | +3% | +40% |
What changed
Revenue was $58.0M in Q3 2026, up 53% year over year and up 19% from the previous quarter. Net interest income was the largest line at 92% of revenue. Net interest income added $18.4M year over year (up 53%), 91% of the total change.
Operating profit was $11.3M, a 19.4% margin (down 20.3 points year over year). Operating profit fell $3.8M even though revenue rose $20.1M versus a year earlier, so costs grew faster than sales. Total costs grew 105% against revenue growth of 53%. The fastest-growing cost line was Noninterest expense (+108%). Net earnings were $8.1M, down 26% year over year. The effective tax rate was 28.5%.
Operating cash flow was $20.9M (up 58% year over year), 259% of net earnings. Non-cash charges added back $335K of share-based compensation. Working capital and other items added $12.5M. Capital expenditures of $3.0M left free cash flow of $17.9M.
Questions
What was Community West Bancshares' revenue in the third quarter 2026?
Community West Bancshares (CWBC) reported revenue of $58.0M for the third quarter 2026 (Q3 2026), +53% from a year earlier and +19% from the quarter before.
Was Community West Bancshares profitable in the third quarter 2026?
Operating profit was $11.3M (19.4% of revenue) and net earnings $8.1M.