Filing Flows › Dime Commercial Bancshares (DCOM) › Q2 2025
Dime Commercial Bancshares (DCOM) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 5, 2025
Dime Commercial Bancshares (DCOM) reported revenue of $110M for the second quarter 2025 (Q2 2025), +26% from a year earlier and +6% from the quarter before. Operating margin was 36.6%, net earnings $29.7M (27.1% of revenue).
Dime Commercial Bancshares, Q2 2025: revenue $110M (+26% year over year), operating margin 36.6%, net earnings $29.7M, operating cash flow $23.1M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $110M | +6% | +26% |
| Operating profit | $40.2M | +40% | +54% |
| Net earnings | $29.7M | +38% | +61% |
| Operating cash flow | $23.1M | -65% | +83% |
What changed
Revenue was $109.7M in Q2 2025, up 26% year over year and up 6% from the previous quarter.
Operating profit was $40.2M, a 36.6% margin (up 6.8 points year over year). Of the extra revenue versus a year earlier, 63% reached operating profit, above the 30% margin then. Total costs grew 13% against revenue growth of 26%. The fastest-growing cost line was Other operating costs (+65%). Net earnings were $29.7M, up 61% year over year. The effective tax rate was 26.1%.
Operating cash flow was $23.1M (up 83% year over year), 78% of net earnings. Non-cash charges added back $1.1M of depreciation and amortization and $1.8M of share-based compensation. Working capital and other items used $9.5M.
Questions
What was Dime Commercial Bancshares' revenue in the second quarter 2025?
Dime Commercial Bancshares (DCOM) reported revenue of $110M for the second quarter 2025 (Q2 2025), +26% from a year earlier and +6% from the quarter before.
Was Dime Commercial Bancshares profitable in the second quarter 2025?
Operating profit was $40.2M (36.6% of revenue) and net earnings $29.7M.