Filing Flows › Dime Commercial Bancshares (DCOM) › Q3 2025
Dime Commercial Bancshares (DCOM) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 3, 2025
Dime Commercial Bancshares (DCOM) reported revenue of $116M for the third quarter 2025 (Q3 2025), +32% from a year earlier and +5% from the quarter before. Operating margin was 34.7%, net earnings $27.7M (23.9% of revenue).
Dime Commercial Bancshares, Q3 2025: revenue $116M (+32% year over year), operating margin 34.7%, net earnings $27.7M, operating cash flow $52.1M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $116M | +5% | +32% |
| Operating profit | $40.1M | -0.2% | +120% |
| Net earnings | $27.7M | -7% | +108% |
| Operating cash flow | $52.1M | +126% | — |
| Free cash flow | $51.2M | — | — |
What changed
Revenue was $115.6M in Q3 2025, up 32% year over year and up 5% from the previous quarter.
Operating profit was $40.1M, a 34.7% margin (up 13.9 points year over year). Of the extra revenue versus a year earlier, 78% reached operating profit, above the 21% margin then. Total costs grew 9% against revenue growth of 32%. The fastest-growing cost line was Other operating costs (+15%). Net earnings were $27.7M, up 108% year over year. The effective tax rate was 31.0%.
Operating cash flow was $52.1M, 188% of net earnings. Non-cash charges added back $1.4M of depreciation and amortization and $2.1M of share-based compensation. Working capital and other items added $21.0M. Capital expenditures of $864K left free cash flow of $51.2M.
Questions
What was Dime Commercial Bancshares' revenue in the third quarter 2025?
Dime Commercial Bancshares (DCOM) reported revenue of $116M for the third quarter 2025 (Q3 2025), +32% from a year earlier and +5% from the quarter before.
Was Dime Commercial Bancshares profitable in the third quarter 2025?
Operating profit was $40.1M (34.7% of revenue) and net earnings $27.7M.