Filing Flows › Dime Commercial Bancshares (DCOM) › Q4 2025
Dime Commercial Bancshares (DCOM) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 20, 2026
Dime Commercial Bancshares (DCOM) reported revenue of $124M for the fourth quarter 2025 (Q4 2025), +116% from a year earlier and +7% from the quarter before. Operating margin was 38.6%, net earnings $31.9M (25.7% of revenue).
Dime Commercial Bancshares, Q4 2025: revenue $124M (+116% year over year), operating margin 38.6%, net earnings $31.9M, operating cash flow $46.0M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $124M | +7% | +116% |
| Operating profit | $47.8M | +19% | — |
| Net earnings | $31.9M | +15% | — |
| Operating cash flow | $46.0M | -12% | -48% |
What changed
Revenue was $123.8M in Q4 2025, up 116% year over year and up 7% from the previous quarter.
Operating profit was $47.8M, a 38.6% margin (up 68.5 points year over year). Total costs grew 2% against revenue growth of 116%. Net earnings were $31.9M. The effective tax rate was 33.4%.
Operating cash flow was $46.0M (down 48% year over year), 144% of net earnings. Non-cash charges added back $1.1M of depreciation and amortization and $1.9M of share-based compensation. Working capital and other items added $11.1M.
Questions
What was Dime Commercial Bancshares' revenue in the fourth quarter 2025?
Dime Commercial Bancshares (DCOM) reported revenue of $124M for the fourth quarter 2025 (Q4 2025), +116% from a year earlier and +7% from the quarter before.
Was Dime Commercial Bancshares profitable in the fourth quarter 2025?
Operating profit was $47.8M (38.6% of revenue) and net earnings $31.9M.