Filing Flows › Deluxe (DLX) › Q3 2026
Deluxe (DLX) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Deluxe (DLX) reported revenue of $554M for the third quarter 2026 (Q3 2026), +3% from a year earlier and +11% from the quarter before. Operating margin was 9.5%, net earnings $13.0M (2.3% of revenue).
Deluxe, Q3 2026: revenue $554M (+2% year over year), operating margin 9.5%, net earnings $13.0M, operating cash flow $82.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $554M | +11% | +3% |
| Operating profit | $52.7M | -5% | -30% |
| Net earnings | $13.0M | -32% | -61% |
| Operating cash flow | $82.0M | +1% | +22% |
| Free cash flow | $49.0M | -16% | +12% |
What changed
Revenue was $553.9M in Q3 2026, up 3% year over year and up 11% from the previous quarter. Checks was the largest line at 29% of revenue. Merchant services solutions added $37.1M year over year (up 38%), 271% of the total change. Promotional solutions declined 35%.
Operating profit was $52.7M, a 9.5% margin (down 4.5 points year over year). Operating profit fell $23.1M even though revenue rose $13.7M versus Q3 2025, so costs grew faster than sales. The fastest-growing cost line was Other operating costs (+199%). Net earnings were $13.0M, down 61% year over year. The effective tax rate was 34.0%.
Operating cash flow was $82.0M (up 22% year over year), 631% of net earnings. Non-cash charges added back $45.4M of depreciation and amortization and $6.5M of share-based compensation. Working capital and other items added $17.1M. Capital expenditures of $33.0M left free cash flow of $49.0M.
Questions
What was Deluxe's revenue in the third quarter 2026?
Deluxe (DLX) reported revenue of $554M for the third quarter 2026 (Q3 2026), +3% from a year earlier and +11% from the quarter before.
Was Deluxe profitable in the third quarter 2026?
Operating profit was $52.7M (9.5% of revenue) and net earnings $13.0M.
Source: Deluxe 10-Q on SEC EDGAR.