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Deluxe (DLX) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 5, 2026 · Deluxe (DLX) Q3 2026 earnings results →
Q3 2026 Revenue up 2% year over year to $554M · 2¢ of every $1 of revenue kept as net profit · operating margin 9.5%
Deluxe made $554M in Q3 2026 (+2% Y/Y): Service $314M, Product $239M. Operating margin 9.5%, net earnings $13.0M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 5, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $553.9M in Q3 2026, up 3% year over year and up 11% from the previous quarter. Checks was the largest line at 29% of revenue. Merchant services solutions added $37.1M year over year (up 38%), 271% of the total change. Promotional solutions declined 35%.
Operating profit was $52.7M, a 9.5% margin (down 4.5 points year over year). Operating profit fell $23.1M even though revenue rose $13.7M versus Q3 2025, so costs grew faster than sales. The fastest-growing cost line was Other operating costs (+199%). Net earnings were $13.0M, down 61% year over year. The effective tax rate was 34.0%.
Operating cash flow was $82.0M (up 22% year over year), 631% of net earnings. Non-cash charges added back $45.4M of depreciation and amortization and $6.5M of share-based compensation. Working capital and other items added $17.1M. Capital expenditures of $33.0M left free cash flow of $49.0M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 5, 2026 | $554M | +2% | 9.5% | $13.0M | $82.0M |
| Q2 2026 | 10-Q | Aug 6, 2026 | $499M | -4% | 11.2% | $19.2M | $81.2M |
| Q1 2026 | 10-Q | May 7, 2026 | $538M | +0.3% | 13.3% | $35.8M | $52.7M |
| Q4 2025 | 10-K | Feb 13, 2026 | $535M | +3% | 8.9% | $12.0M | $102M |
| Q3 2025 | 10-Q | Nov 6, 2025 | $540M | +2% | 14.0% | $33.8M | $67.1M |
| Q2 2025 | 10-Q | Aug 7, 2025 | $521M | -3% | 11.7% | $22.4M | $51.1M |
| Q1 2025 | 10-Q | May 2, 2025 | $536M | +0.3% | 9.0% | $14.0M | $50.3M |
Charts
Interactive views
The same charts as the app — open one to draw it.
💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Deluxe
Deluxe, a trusted Payments and Data company, champions business so communities thrive. Our solutions help businesses pay, get paid, and grow. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions, and hundreds of the world’s largest consumer brands, while processing more than $2 trillion in annual payment volume. Our reach, scale, and distribution channels position Deluxe to be our customers’ most trusted business partner. To learn how we can help your business, visit us at www.deluxe.com , www.facebook.com/deluxecorp , www.linkedin.com/company/deluxe , or www.x.com/deluxe .
In its own words, from its 8-K, filed Aug 5, 2026.
Deluxe against its Blankbooks, Looseleaf Binders & Bookbindg & Relatd Work peers
The largest companies of the same SEC industry, each at its latest quarter.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| DLX Deluxe | Q3 2026 | $554M | +2% | 9.5% |
| ACCO Acco Brands | Q3 2026 | $380M | -0.9% | 8.0% |
Source: Deluxe 10-Q on SEC EDGAR · CIK 27996 · Blankbooks, Looseleaf Binders & Bookbindg & Relatd Work
Guidance and outlook
13F: who owns DLX and who is buying
More on DLX
History
Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results