Filing Flows › Financials › Euronet Worldwide (EEFT)
Euronet Worldwide (EEFT) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 4, 2026 · Euronet Worldwide (EEFT) Q3 2026 earnings results →
Q3 2026 Revenue up 1% year over year to $1.2B · 10¢ of every $1 of revenue kept as net profit · operating margin 14.8%
Euronet Worldwide made $1.2B in Q3 2026 (+1% Y/Y). Operating margin 14.8%, net earnings $114M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 4, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $1.2B in Q3 2026, up 1% year over year and up 5% from the previous quarter.
Operating profit was $0.17B, a 14.8% margin (down 2.2 points year over year). Operating profit fell $0.02B even though revenue rose $0.02B versus Q3 2025, so costs grew faster than sales. Total costs grew 4% against revenue growth of 1%. The fastest-growing cost line was SG&A (+17%). Net earnings were $0.11B, down 7% year over year. The effective tax rate was 28.7%.
Operating cash flow was $0.23B (up 15% year over year), 199% of net earnings. Non-cash charges added back $0.04B of depreciation and amortization and $0.02B of share-based compensation. Working capital and other items added $0.06B. Capital expenditures of $0.03B left free cash flow of $0.20B.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 4, 2026 | $1.2B | +1% | 14.8% | $114M | $226M |
| Q2 2026 | 10-Q | Aug 4, 2026 | $1.1B | +3% | 12.4% | $77.6M | $148M |
| Q1 2026 | 10-Q | May 7, 2026 | $1.0B | +10% | 7.1% | $37.3M | −$122M |
| Q4 2025 | 10-K | Feb 26, 2026 | $1.1B | +6% | 9.1% | $51.5M | $178M |
| Q3 2025 | 10-Q | Nov 4, 2025 | $1.1B | +4% | 17.0% | $122M | $197M |
| Q2 2025 | 10-Q | Aug 6, 2025 | $1.1B | +9% | 14.8% | $97.7M | $183M |
| Q1 2025 | 10-Q | May 7, 2025 | $916M | +7% | 8.2% | $38.4M | $1.7M |
Charts
Interactive views
The same charts as the app — open one to draw it.
💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Euronet Worldwide
References in this report to "we," "our," "us," the "Company" and "Euronet" refer to Euronet Worldwide, Inc. and its subsidiaries unless the context indicates otherwise. Euronet is a leader in electronic payment and transaction processing solutions for Financial Institutions, Retailers, Service Providers, and Individual Consumers utilizing our global payments network, platforms, and technologies. Through a collection of diverse technologies and services, our business segments and solutions meet a wide variety of payments requirements and process transactions throughout the world. We move money in all the ways the world depends on. With a global footprint, we provide compliant solutions that make financial transactions easier, faster, and secure.
In its own words, from its 10-K, filed Feb 26, 2026.
Euronet Worldwide against its Functions Related To Depository Banking, NEC peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +1% against the peers' median +8%. Operating margin: 14.8% against the peers' median 1.6%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| EEFT Euronet Worldwide | Q3 2026 | $1.2B | +1% | 14.8% |
| LSAK Lesaka Technologies | Q1 FY27 | $185M | +8% | -0.6% |
| USIO Usio | Q2 2026 | $23.7M | +19% | 1.6% |
Source: Euronet Worldwide 10-Q on SEC EDGAR · CIK 1029199 · Functions Related To Depository Banking, NEC
Guidance and outlook
13F: who owns EEFT and who is buying
More on EEFT
History
Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results